Browsing: first-time buyers News
The majority of home buyers in England and Northern Ireland will face higher stamp duty costs from April, as the (SDLT) relief introduced in the 2022…
Virgin Money is making changes to its fixed-rate mortgage products, effective from tonight at 8pm.The adjustments include a rate increase across various loan-to-value (LTV) options.Products affected…
Virgin Money is set to adjust its fixed-rate mortgage offerings, effective from tonight.Rates for various loan-to-value (LTV) options will see increments, affecting green mortgages, Shared Ownership,…
Many aspiring homeowners are turning to family for financial assistance with deposits.The reliance on gifted deposits stems from rising house prices and challenges in saving.First-time buyers…
A growing number of prospective homeowners are turning to family support in the form of gifted deposits to secure their properties.One in seven homebuyers now depend…
The latest figures from the RICS Residential Survey indicate a slowly improving housing market.Key indicators show a modest rise in buyer enquiries and sales volumes, reflecting…
The Specialist Lending Expo shed light on current and future opportunities amid shifting policies.Experts emphasised the need for stability and consistency from the Labour Government.Increased demand…
Nationwide has adjusted its mortgage rates due to changes in swap rates, affecting many of its fixed-rate products.Rising swap rates prompt Nationwide to increase rates by…
Joint Borrower Sole Proprietor (JBSP) mortgages offer a much-needed affordability solution in today’s housing market, yet awareness remains low.These mortgages permit up to four individuals, including…
Joint Borrower Sole Proprietor (JBSP) mortgages remain under-recognised despite their potential benefits, especially in aiding first-time buyers.A JBSP mortgage allows up to four people on the…
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