Weddings are truly an amazing time, one where the bride, groom and all their friends and family come together to celebrate a special milestone moment in their loved ones’ lives. It’s no surprise that we all want to make this event as memorable as possible and of course, doing so comes at a rather handsome price.
Photographers, bakers, event organisers, equipment suppliers, DJs and contractors are all waiting to get their cut of your wedding budget. This can leave you in a bit of a stressful situation, as affording everything is usually a challenge. Choosing the best way to pay for your magical day can ease your mind and help reduce your budget.
Trim the Costs
Naturally, you want the occasion to be as spectacular and enjoyable as possible. But this often leads to hasty and expensive decisions when buying things like décor, food and cake. When you receive quotes from wedding companies, be sure to set a benchmark for standard prices and compare with competitors to ensure you aren’t being ripped off.
If possible, plan your wedding to be outside of peak times, which are between June and September – particularly Saturdays. For the cake, you can decorate it yourself or purchase one with two synthetic tiers below the actual top layer. You can also request that guests pay for drinks themselves at the bar.
If you need to cover just a few more cash expenses for your wedding, you can look into getting a small loan that can be paid back up to 6 months later. You can apply online through Cash Lady’s website and receive a quick decision from a lender.
The amount you request is usually transferred on the same day in addition to being completely online with no paperwork or posting requirements, making it ideal for last-minute purchases. Due to the smaller amounts and flexible options, a short-term loan is a great way to go, as you won’t have a hefty sum to pay a couple of months down the line.
Ask Family and Friends for Contributions
In most cases, people will be happy to contribute towards the cost of your wedding instead of buying a gift. This means you can offer them a more enjoyable experience with better food and amenities while cutting down on your budget. With how the economy is going today, this is becoming increasingly popular, so it’s worth a try.
Get a New Credit Card
Assuming you stay sensible and go for the right option, a credit card may be the answer to your wedding budget woes. Credit cards with 0% purchase terms allow you to spend without paying interest for a certain period of time.
Consider a rewards card that can give you a return on your investment with cashback or flight miles. You’ll need to have a good credit record in order to use this option, but it’s well worth a try.
Regardless of how you end up doing it, remember that your wedding will be a one-time occasion (hopefully), so don’t be afraid to splurge a little. That said, it’s wise to save wherever possible to ensure a better financial future.